Things people ask before they call.

If you're hesitant about reaching out, one of these might answer your first question.

No. My first conversation with you is completely free with no obligation. If something works out where I can help — connecting you with a cash buyer or facilitating a deal — I get paid through that transaction, not from your pocket upfront.
Not necessarily. I've helped homeowners with auction dates just days away. Options narrow as the date approaches, but they don't disappear. Call me as soon as possible — even if your date is this week.
No. My first job is to lay out every option honestly — keeping your home, loan modification, short sale, or a cash sale. I only get involved in a purchase if it genuinely makes sense for you. And I'll tell you directly if it doesn't.
Texas is a non-judicial state, so lenders don't need a court order. A property can go from default to auction in as little as 51 days in some cases. That speed is exactly why reaching out early matters so much.
Not even a little. I've been through financial hardship myself and I've sat across from dozens of good people who hit unexpected trouble — job loss, medical bills, divorce, death in the family. There's nothing to be embarrassed about. Call me like you'd call a neighbor.