Contact your lender right away and review your options. The earlier you take action, the more solutions you have. We can also walk you through your next steps and explain which options fit your situation best.

Yes. Depending on your situation, foreclosure can often be paused, delayed, or fully stopped through options like loan modification, repayment plans, forbearance, bankruptcy, or selling the home before the auction date.

Yes. There is no cost to talk with us, no pressure, no obligation. Whether you keep your home or sell, our goal is to give you real help and clear guidance.

In many cases, yes. Options like loan modification, repayment plans, forbearance, loss mitigation, or bankruptcy can help homeowners stay in their homes. We help you explore each option so you know what’s possible.

You still have options — but time is critical. We specialize in fast-response strategies, including legal resources, lender communication, and cash offers that can stop foreclosure quickly.

No. There is a legal process after the sale, and timelines vary depending on your state. Some solutions can still be worked out even after the sale date.

Immediately. Once you reach out, we can review your situation the same day and help you take the next best step. If your auction date is close, we prioritize urgent cases.

Absolutely. Selling is only one option — and not always the right one. We help you explore all foreclosure-prevention strategies first, including lender programs, HUD counseling, and legal options.

No, you are legally allowed to stay in your home when you have missed a payment or going through the foreclosure process. Even after a foreclosure has been finalized there is still an eviction process that needs to take place. Some homeowners may even be able to negotiate some extra time with their lender. We can provide options for you such as a lease back to allow homeowners to continue staying in the property, even after a sale has occurred. 

While it may not destroy your credit, a foreclosure can have a significant impact on your credit. You can expect your credit to drop anywhere from 100 to 160 points or more. Another big impact is a foreclosure stays on your credit report for seven years. This can make it hard to ​find ​a place to rent, buy a home or vehicle. To avoid damaging your credit any further reach out ​and let us walk you through options that not only save your credit but can also build back your credit.