WHAT'S HAPPENING IN 78233
The 78233 zip code covers established neighborhoods in northeast San Antonio — including areas near Thousand Oaks, Nacogdoches Road, and Loop 1604. Many homeowners here bought during a period of lower rates and are now caught between rising costs, stagnant incomes, and mortgage payments that no longer fit their reality.
The hardest part isn't the finances — it's not knowing what to do next. Most homeowners I talk to in this area assumed they had no options and were just waiting for the worst to happen. That's exactly the wrong approach, and it's exactly the situation I'm here to help with.
Reinstatement, loan modification, repayment plan, or forbearance. These options exist even when you're significantly behind — but they require moving quickly and knowing how to ask.
Learn MoreIf selling is the right move, cash buyers in my network can close in days. You walk away with your equity and avoid the 7-year credit damage of a completed foreclosure.
Learn MoreUnderwater on your mortgage? A short sale or subject-2 can get you out with significantly less credit damage — and sometimes relocation money.
Bankruptcy or a TRO can buy you time when you need it. I work with a local real estate attorney and will tell you honestly if that route makes sense for your situation.