LACKLAND • ZIP CODE 78245 

Foreclosure Help in
Lackland & West San Antonio

Whether you're active military, a veteran, or a longtime west side resident, a foreclosure notice doesn't have to be the end of the road. You have real options — and I'll walk you through every one of them.

WHAT'S HAPPENING IN 78245

The Lackland area is one of the most active foreclosure zip codes in all of Bexar County.

The 78245 zip code stretches across the west side near Lackland Air Force Base — covering neighborhoods like Westover Hills, Medina Valley, and communities along Highway 90 and Loop 410. This area has a high concentration of military families, veterans, and working-class homeowners who've been hit hard by rising costs, job transitions, and unexpected hardships.

Military life adds a layer of complexity to foreclosure situations that most investors don't understand. PCS orders, deployment-related income gaps, and VA loan specifics all affect what options are available. I take the time to understand your full picture before I give you any advice.

Every option — laid out honestly

My job isn't to buy your house. It's to make sure you know every real option before you make any decision.

Keep Your Home

Keep Your Home

Loan modification, reinstatement, repayment plan, or forbearance. VA loans have specific modification programs many homeowners don't know about. I'll help you find the right one.

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Sell Before Auction

Sell Before Auction

If selling is the right move, I can connect you with cash buyers who close fast. You protect your equity and avoid the 7-year credit hit of a completed foreclosure.

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Payment Take Over

Payment Take Over

Owe more than the home is worth? A subject 2 can let you walk away with far less damage to your credit and your future. Depending on the situation you may be able to stay in the home for a set period of time.

Legal and financial routes

Legal and financial routes

Bankruptcy, TRO, or attorney involvement — sometimes the right move is buying time through the legal system. I work with a local attorney and can point you the right direction.

ABOUT JUSTIN
A San Antonio native who knows this community and what's at stake.
I'm Justin Tejeda. My uncle is active military and my grandfather served — I have deep respect for what military families sacrifice, and I understand the unique pressures that come with that life.

I've helped over 250 Bexar County homeowners navigate foreclosure — and my approach is always the same: lay out every option honestly, then support whatever you decide. I never pressure. I never use scare tactics. I just help.

•250+ homeowners helped across Bexar County
•Family military background — understands VA loan situations
•Works with local investors, attorneys, and agents
•Free first conversation — always

Things people ask before they call.

Common questions from 78245 homeowners

Yes, it can. VA loans have specific modification and forbearance programs that aren't available on conventional loans. Your loan servicer is required to explore these options with you before proceeding with foreclosure. I'll help make sure those conversations happen.
This is more common than you'd think. A cash buyer who can close in days, a subject-to arrangement, or a short sale can all be structured quickly when there's a hard deadline. Call me — the timeline is tight but there are real options.
Possibly. I've helped people with auction dates days away. Call me immediately and I'll tell you honestly what's still possible given your specific situation.
No. First conversation is always free, no obligation. If we work something out together I get paid through the transaction — not from your pocket upfront.
Call or text Justin · San Antonio, TX · Same-day response · Bexar County only
If you're in 78245 and facing foreclosure, call me today.
One conversation. Free. No pressure. 

I'll tell you exactly where you stand and what your real options are.